Website Terms of Use

1. What the Site is

The Site describes Provafi's Quality of Earnings services, publishes articles about financial due diligence and small business acquisitions, offers downloadable guides, and hosts a free PDF-to-Excel conversion tool. The Site does not provide an online platform, user accounts, or hosted financial analysis.

2. Information only, not advice

Articles, guides, tools, and other content on the Site are general information. They are not accounting, tax, legal, investment, or lending advice, and they do not take your circumstances into account. Rules and market practices change; content may be out of date by the time you read it. Consult a qualified professional before acting on anything you read here.

3. No client relationship through the Site

Using the Site, downloading a guide, submitting a form, or booking an intro call does not make you a Provafi client and does not create any professional or fiduciary relationship. Provafi provides Quality of Earnings services only under a signed engagement letter, and that letter, not these terms, governs the scope, fees, confidentiality, reliance, and limitations of any engagement.

4. Free tools

The PDF-to-Excel converter runs in your browser. Files you select are processed on your device and are not uploaded to Provafi. The tool is provided as is, without any warranty that its output is complete or accurate. You are responsible for reviewing anything it produces before you rely on it, and for making sure you have the right to process any file you use with it.

5. Acceptable use

You agree not to use the Site to break any law, to interfere with its operation, to scrape or harvest content or contact details, to submit false information through its forms, or to attempt to gain access to any system or data you are not authorized to access.

6. Intellectual property

The Site and its content, including text, guides, graphics, and the Provafi name and logo, belong to Provafi or its licensors. You may read, download, and print content for your own use and may link to any page. You may not republish, sell, or create derivative works from Site content without written permission. Brief quotations with attribution and a link are welcome.

7. Third-party links and services

The Site links to third-party websites and uses third-party services, including a scheduling tool for intro calls. We do not control those sites or services and are not responsible for their content, availability, or privacy practices.

8. Disclaimer and limitation of liability

The Site and its content are provided as is and as available. To the fullest extent permitted by law, Provafi disclaims all warranties, express or implied, including merchantability, fitness for a particular purpose, and non-infringement, and does not warrant that the Site will be uninterrupted, error-free, or secure.

To the fullest extent permitted by law, Provafi will not be liable for any indirect, incidental, consequential, special, or punitive damages, or for any loss of profits, data, or business opportunity, arising from your use of the Site or reliance on its content. Provafi's total liability for any claim arising from the Site will not exceed one hundred dollars ($100). Nothing in this section limits liability under a signed engagement letter, which has its own terms.

9. Privacy

Our Privacy Policy explains what information the Site collects and how we use it. It forms part of these terms.

10. Governing law

These terms are governed by the laws of the State of Michigan, without regard to its conflict of law rules. Any dispute arising from the Site will be brought in the state or federal courts located in Michigan, and you consent to their jurisdiction.

11. Changes

We may update these terms from time to time. The date at the top shows when they last changed. Continued use of the Site after a change means you accept the updated terms. If any provision is found unenforceable, the rest remain in effect.

12. Contact

Questions about these terms: support@provafi.com