Quality of Earnings Analysis
for Small Business Acquisitions
We help buyers uncover hidden risks, sellers substantiate earnings, and lenders underwrite to verified numbers. Every QoE is reviewed by a CFA charterholder and a CPA, and purpose-built for small business deals under $10M.
Recent Completed Engagements
- Restaurant Furniture & Fixtures Distributor
- Dog Day Care Center
- IT Managed Services Provider
- Equipment Rental Company
- Gym Equipment Outfitter
- Synthetic Rubber Raw Materials Distributor
Trusted Across Small Business Transactions
"Matt and Provafi provided exceptional diligence support: thorough, fast, and highly data-driven. The analysis gave us clear visibility into earnings quality and helped us move confidently toward closing."
Founder & Managing Director
Privately Held Holding Company
What a Quality of Earnings Does
Reported earnings are the starting point. The analysis tests every proposed adjustment against the records, adds back the costs that will not continue under new ownership, and deducts the ones the business will carry after closing.
How It Works
We run the diligence process and deliver clear analysis so buyers can assess risk and sellers can prepare for transaction questions.
- 1
Intake & Discovery
Intro call to confirm fit, scope, and timing. NDA as needed. Preliminary financials uploaded.
- 2
Engagement & Kickoff
Engagement letter signed. Kickoff call. Full information request and data exchange.
- 3
Analysis
Initial findings package, review call, and follow-up with management or the bookkeeper as needed.
- 4
Delivery
Draft for review, then final report and databook. Deal-period support as included in the engagement scope.
Why Provafi for Your QoE?
Professional QoE analysis at a fraction of traditional costs
2 to 4 Week Turnaround
Get your Provafi QoE in 2 to 4 weeks depending on scope: normalized EBITDA, red flags, and lender-ready deliverables without the long wait of traditional firms.
$7.5K vs $20K+ Traditional Firms
Professional QoE analysis for a fraction of traditional costs. One fixed-fee engagement with priced add-ons for the report, deal support, and scope your deal needs. No hourly billing, no surprises.
Expert-Led Analysis
Experienced judgment leads every engagement, from earnings quality and normalization adjustments to transaction risks and key findings.
Complete Deliverable Package
Excel databook and a concise findings report on every engagement, with a presentation-ready Full Report when other parties will read it.
Purpose-Built for Sub-$10M Deals
Designed for small business acquisitions and sale processes where traditional-firm cost and timelines do not fit the transaction.
Ideal For
Business buyers, owners preparing to sell, independent sponsors and family offices, and the SBA lenders underwriting sub-$10M transactions
SBA Buyers & Searchers
Test the target's numbers before you sign. Normalized EBITDA, red flags, and a report built to carry into the lender conversation, on a fixed fee and your timeline.
Business Owners Preparing to Sell
Document normalized earnings and adjustments before going to market. Anticipate buyer questions, reduce diligence surprises, and support a more efficient sale process.
Independent Sponsors & Family Offices
Screen platform and add-on opportunities with professional QoE analysis. Fixed-scope deliverable you can present to LPs or investment committees without the cost and timeline of traditional firms.
SBA Lenders
An approved-vendor QoE for 7(a) acquisitions at $3M or more under SOP 50 10 8.1: two-sided cash proof, transcript reconciliation, and an earnings-to-debt-service bridge. Engaged directly, or as a review of the buyer's report.
Ready to Get Started?
Book an intro call to confirm fit and discuss your timeline.