Quality of Earnings Analysis
for Small Business Acquisitions

Buy-Side QoE Sell-Side QoE SBA Lender QoE
Quality of Earnings from $7,500

We help buyers uncover hidden risks, sellers substantiate earnings, and lenders underwrite to verified numbers. Every QoE is reviewed by a CFA charterholder with 14 years of M&A experience and purpose-built for small business deals under $10M.

Recent Completed Engagements

  • Dog Day Care Center Buy-Side QoE
  • IT Managed Services Provider Sell-Side QoE
  • Equipment Rental Company Sell-Side QoE
  • Gym Equipment Outfitter Buy-Side QoE

Trusted Across Small Business Transactions

"Matt and Provafi provided exceptional diligence support: thorough, fast, and highly data-driven. The analysis gave us clear visibility into earnings quality and helped us move confidently toward closing."

Founder & Managing Director

Privately Held Holding Company

How It Works

We run the diligence process and deliver clear analysis so buyers can assess risk and sellers can prepare for transaction questions.

1

Intake & Discovery

Intro call to confirm fit, scope, and timing. NDA as needed. Preliminary financials uploaded.

2

Engagement & Kickoff

Engagement letter signed. Kickoff call. Full information request and data exchange.

3

Analysis

Initial findings package, review call, and follow-up with management or the bookkeeper as needed.

4

Delivery

Draft for review, then final report and databook. Deal-period support as included in the engagement scope.

Typical timeline: 2 to 4 weeks from engagement letter signature to final delivery.

Why Provafi for Your QoE?

Professional QoE analysis at a fraction of traditional costs

2 to 4 Week Turnaround

Get your Provafi QoE in 2 to 4 weeks depending on scope: normalized EBITDA, red flags, and lender-ready deliverables without the long wait of traditional firms.

$7.5K vs $20K+ Traditional Firms

Professional QoE analysis for a fraction of traditional costs. One fixed-fee engagement with priced add-ons for the report, deal support, and scope your deal needs. No hourly billing, no surprises.

Expert-Led Analysis

Experienced judgment leads every engagement, from earnings quality and normalization adjustments to transaction risks and key findings.

Complete Deliverable Package

Excel databook and a concise findings report on every engagement, with a presentation-ready Full Report when other parties will read it.

Purpose-Built for Sub-$10M Deals

Designed for small business acquisitions and sale processes where traditional-firm cost and timelines do not fit the transaction.

Ideal For

Business buyers, owners preparing to sell, independent sponsors and family offices, and the SBA lenders underwriting sub-$10M transactions

SBA Buyers & Searchers

Test the target's numbers before you sign. Normalized EBITDA, red flags, and a report built to carry into the lender conversation, on a fixed fee and your timeline.

Business Owners Preparing to Sell

Document normalized earnings and adjustments before going to market. Anticipate buyer questions, reduce diligence surprises, and support a more efficient sale process.

Independent Sponsors & Family Offices

Screen platform and add-on opportunities with professional QoE analysis. Fixed-scope deliverable you can present to LPs or investment committees without the cost and timeline of traditional firms.

SBA Lenders

An approved-vendor QoE for 7(a) acquisitions at $3M or more under SOP 50 10 8.1: two-sided cash proof, transcript reconciliation, and an earnings-to-debt-service bridge. Engaged directly, or as a review of the buyer's report.

Ready to Get Started?

Book an intro call to confirm fit and discuss your timeline.